Ford Finance Center

Getting a loan or lease for a new Ford car in Butler NJ is simple with our Ford 

Do you have bad credit, very little credit or no credit at all?

We'll do our very best to help you get the approval you need to finance or lease your next Ford vehicle in Clifton and Fairfield, NJ, regardless of your current financial circumstances, we will work diligently to help you get approved for your Ford vehicle. We're able to customize loan terms for you through our relationships with multiple banks and private lenders.

Bad Credit Car Loan Advice

It's so important to get access to your current credit score before starting the Ford car buying or leasing process, especially if your credit isn't ideal. We recommend that you get your credit score online from a reputable credit bureau such as Experian, Equifax or Trans Union before coming to the dealership.

If you have any questions about financing or leasing a new Ford, call us today at 888-393-4861. Our Ford Finance Department is here to help with every aspect of getting credit approval.

Highlights of Our Ford Finance Department

  • NJ Ford Credit Application - Route 23 Ford will help you get approved even if you had bad credit, very little credit or no credit at all! You can start the process of getting approval for your Ford auto loan simply by filling out our online Ford credit application.
  • Ford Payment Calculator - We make it easy for you to calculate your monthly payments! Our official Route 23 Ford payment calculator uses the amount you get from your trade-in, the cost of the new Ford you want and your approved Ford finance rate to show your monthly payment.

Ford Finance Center at Route 23 Automall

Butler, NJ, car buyers who want to finance a Ford model should visit us near Bergen County, where we offer various financing options, and we can get you approved anytime. Thanks to our financing team, you will be able to understand each financing option and get to know which will suit your preference in pursuit of a new Ford model. Customers can buy cars online by visiting our website, which is easy and convenient, instead of visiting our Ford finance center.

At the Ford Finance Center in Franklin Lakes, we provide the following financing options:


What is leasing? It is an agreement between the buyer and the dealership regarding monthly payments. With leasing, you pay for the vehicle's usage for a certain period, typically two to three years, unless you change your mind and consider owning the car after the lease. This option will benefit shoppers in Kinnelon who are not looking forward to owning the vehicle but enjoying its features.

Benefits of Financing

  • A minimal amount is needed at drive-off. All you have to pay is the registration fee and the first monthly payment, which are common payments around Pompton Lakes.
  • Around Wanaque, monthly lease payments are usually low since you pay for the vehicle's depreciation.
  • You can buy the car at the end of the lease or continue to lease it.


Montville, NJ, car shoppers who are committed to owning their Ford vehicle can get pre-approved for financing on our website or at our dealership's finance center in Riverdale, NJ. The team of finance experts does most of the work on your behalf by contacting various auto lenders to secure the best rates according to your credit approval. Your loan amount will depend on your personal info; that's why we kindly urge buyers to be honest with all the information they provide.

Benefits of Financing

  • You will get various incentives such as lower interest rates and cashback.
  • You may get the dealership's promotional rates, which happen every year for most dealerships in Wayne, NJ.
  • You can enhance your credit as long you pay the agreed loan on time.

To get more details on financing, visit our Ford finance center in Morris County. You can also apply for financing online.

  1. Route 23 Auto Mall

    1301 Route 23
    Butler, NJ 07405

    • Sales: 888-798-6077
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Get in Touch

  • Contact our Sales Department at: 888-798-6077
  • Monday9am-8pm
  • Tuesday9am-8pm
  • Wednesday9am-8pm
  • Thursday9am-8pm
  • Friday9am-8pm
  • Saturday9am-6pm
  • SundayClosed