Getting a loan or lease for a new Ford car in Butler NJ is simple with our Ford Financing Department.

Do you have bad credit, very little credit or no credit at all?

We'll do our very best to help you get the approval you need to finance or lease your next Ford vehicle in Clifton and Fairfield, NJ, regardless of your current financial circumstances, we will work diligently to help you get approved for your Ford vehicle. We're able to customize loan terms for you through our relationships with multiple banks and private lenders.

Bad Credit Car Loan Advice

It's so important to get access to your current credit score before starting the Ford car buying or leasing process, especially if your credit isn't ideal. We recommend that you get your credit score online from a reputable credit bureau such as Experian, Equifax or Trans Union before coming to the dealership.

If you have any questions about financing or leasing a new Ford, call us today at 888-393-4861. Our Ford Finance Department is here to help with every aspect of getting credit approval.

Highlights of Our Ford Finance Department

  • NJ Ford Credit Application - Route 23 Ford will help you get approved even if you had bad credit, very little credit or no credit at all! You can start the process of getting approval for your Ford auto loan simply by filling out our online Ford credit application.
  • Ford Payment Calculator - We make it easy for you to calculate your monthly payments! Our official Route 23 Ford payment calculator uses the amount you get from your trade-in, the cost of the new Ford you want and your approved Ford finance rate to show your monthly payment.

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Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


Route 23 Auto Mall

1301 Route 23
Directions Butler, NJ 07405

  • Sales: 888-798-6077
  • Service: 866-428-3415
  • Parts: 888-393-4861

Finance Hours

  • Monday 9:00AM - 9:00PM
  • Tuesday 9:00AM - 9:00PM
  • Wednesday 9:00AM - 9:00PM
  • Thursday 9:00AM - 9:00PM
  • Friday 9:00AM - 9:00PM
  • Saturday 9:00AM - 6:00PM
  • Sunday Closed